F E A T U R E S
What We Cover
Dwelling Coverage
Protect the structure of your home against damage from fire, storms, and other perils.
Personal Property Protection
Cover your belongings, including furniture, electronics, and valuables, from theft or damage.
Liability Coverage
Shield yourself from lawsuits if someone is injured on your property.
Additional Living Expenses
Ensure you have coverage for temporary housing if your home becomes uninhabitable due to a covered loss.

Why Choose
Ricken Insurance Agency?
As your trusted local partner in Clovis, CA, we pride ourselves on delivering exceptional service and customized insurance solutions. Here’s why families have relied on us for over 50 years:
- Personalized Coverage: We tailor policies to fit your home and lifestyle.
- Competitive Rates: Get the coverage you need at prices that work for you.
- Local Expertise: As a Clovis-based agency, we understand the specific risks and needs of our community.
FAQs About Home Insurance
Is home insurance required in California?
While not required by law, most mortgage lenders mandate homeowners insurance to protect their investment. Even if you own your home outright, having coverage is a smart way to protect your property and belongings.
What does homeowners insurance not cover?
Standard policies often exclude flood and earthquake damage. Our team can help you explore additional coverage options to fully protect your home.
Contact us for a quote
Don’t leave your home unprotected. Call or text us at (559) 299-8888 to discuss your home insurance options in Clovis, CA. Prefer online? Use our contact form to reach out.