F E A T U R E S
What We Cover
Building Property Coverage
Protects the structure of your home, including the foundation, electrical systems, and plumbing, from flood damage.
Personal Property Coverage
Covers belongings like furniture, electronics, and clothing that are damaged in a flood.
Additional Coverage Options
Tailor your policy with coverage for detached structures, replacement costs, and more.

Why Choose
Ricken Insurance Agency?
We understand the unique risks of living in Clovis, CA, including those posed by unexpected floods. When you work with us, you benefit from:
- Expert Guidance: We’ll help you understand your flood zone, risks, and coverage options.
- Affordable Policies: We work with leading insurers to provide you with the best protection at the right price.
- Local Knowledge: With decades of experience in Clovis, CA, we know what it takes to protect your property.
FAQs About Flood Insurance
Is flood insurance required in Clovis, CA?
If you live in a high-risk flood zone and have a federally backed mortgage, flood insurance may be required. Even if it’s not, coverage is a smart choice for peace of mind.
Does homeowners insurance cover flood damage?
No, standard homeowners insurance policies don’t include flood coverage. Flood insurance must be purchased separately.
Contact us for a quote
Don’t wait for the next storm to protect your home. Call or text (559) 299-8888 to learn more about flood insurance options in Clovis, CA. Prefer online?